Upload any bill and receive an AI-generated phone script to negotiate a better price. Households can save hundreds per year on negotiable bills.
AI-drafted
Negotiation scripts
Any provider
Phone, internet, insurance & more
Your data
Stays yours — never sold
Cancel anytime
No long-term commitment
WHY IT MATTERS
Right now, companies are quietly charging you more than they need to. Your phone carrier, insurance provider, and cable company all have lower rates available — they just don't advertise them. The people who pay less aren't lucky. They simply asked.
The problem? Most people don't know what to say, feel uncomfortable negotiating, or assume the price is fixed. It's not. Nearly every recurring bill in your life is negotiable — and a single 10-minute phone call can potentially save you $30 to $200 per month, depending on your provider and plan. Results vary and aren't guaranteed.
That's money that could go toward an emergency fund, a family vacation, paying off debt, or simply breathing easier at the end of the month. Over a year, those savings compound into thousands of dollars. Over a lifetime, it's the difference between financial stress and financial freedom.
PayLess.Help exists because you shouldn't need to be a professional negotiator to pay a fair price. Upload your bill, get a script written by AI that knows exactly what to say, and make one phone call. That's it. The companies have been overcharging you long enough — it's time to pay less.
HOW IT WORKS
Snap a photo or upload a PDF. Any bill works.
Our AI identifies every opportunity to lower your price.
Receive a word-for-word phone script to read aloud.
Call the company, follow the script, pay less.
SEE IT IN ACTION
No memorizing, no awkward improvising. You get a word-for-word script tailored to your exact bill, provider, and situation. Just read it out loud — the AI handles the strategy.
SAMPLE SCRIPT PREVIEW
YOU SAY:
"Hi, I've been a loyal customer for 3 years and I just noticed my bill went up to $187. I've seen comparable plans from competitors for $120. I'd like to stay, but I need to get this closer to what's being offered elsewhere."
IF THEY SAY "That's our standard rate":
"I understand, but I'm looking at my options. Could you transfer me to the retention department? I want to explore what loyalty offers might be available before I make a decision."
EXPECTED RESULT:
$40-60/mo savings on this bill type
SUPPORTED BILLS
ILLUSTRATIVE
Illustrative figures only. Results vary and are not guaranteed.
Illustrative example — not actual user data. Results vary.
Estimated breakdown by bill category (illustrative)
ILLUSTRATIVE EXAMPLES
Examples for illustration only. Results vary and are not guaranteed.
Internet
National cable provider
Before
$189/mo
After
$112/mo
Saving $77/mo · $924/year
Car Insurance
Auto insurer
Before
$245/mo
After
$158/mo
Saving $87/mo · $1044/year
Phone Plan
Wireless carrier
Before
$165/mo
After
$110/mo
Saving $55/mo · $660/year
Encrypted in transit
Bank-level encryption on every upload
No data sold
We never sell or share your information
You're in control
Export or delete your data anytime
Trusted hosting
Runs on Vercel's secure infrastructure
FAQ
Yes. The free plan lets you analyze 2 bills per month and get AI-generated negotiation scripts at no cost. No credit card required to sign up.
Yes — you make the call, but we give you every word to say. Think of it like reading from a teleprompter. Most calls take 8-12 minutes, and our scripts include responses for every common pushback.
Phone, internet, cable, insurance, utilities, medical bills, subscriptions, and more. If it has a monthly charge, there's usually room to negotiate.
Our AI analyzes your bill amount, provider, plan type, and regional data to craft a script optimized for your exact situation. It factors in known retention offers, competitor pricing, and proven negotiation strategies.
Yes. Your uploads are encrypted in transit, and we never sell or share your data. You can export or delete everything we store about you at any time from your account.
If the first approach doesn't land, Pro members get multiple script tones (Polite, Firm, Cancel) plus counter-responses for stubborn reps, so you can try a different angle.
PRICING
Bill Blitz Pack
$9.99
one-time purchase
Savings Hub
$9.99
one-time purchase
Pro
$9.99/mo
Upload your first bill and get a personalized negotiation script in under 60 seconds.
AFFILIATE PROGRAM
Join our affiliate program and earn 30% recurring commission for everyone you refer. Transparent real-time tracking, monthly payouts, and a commission window that grows the longer you partner with us — up to 3 years.
30% recurring commission
Paid monthly, with a low $50 minimum payout.
Rewards that grow
1 year to start, rising to 2 years at 25 customers and 3 years at 75.
Transparent dashboard
Track every click, referral, and payout in real time.
Part of the Smith App Studio partner ecosystem.
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